Wednesday, May 27, 2020
American Pride Essay Samples Help!
<h1> American Pride Essay Samples Help! </h1> <h2>Understanding American Pride Essay Samples </h2> <p>Whenever you have your directions close by and they're explicit and brief, we'll think how to create your article stick out. Research regarding the matter is a little part of the article composing process. An exposition is a genuinely concise piece of composing on a particular theme. An excellent exposition can't be finished in 60 minutes. </p> <p>Such articles don't have any worth. For your inspiration letter to be beneficial, it should address certain imperative issues and should likewise be in the most reasonable configuration. There are numerous things that an individual can expound on when it has to do with composing a partiality article. Verify that you get a straight answer to your inquiries. </p> <h2> The Good, the Bad and American Pride Essay Samples </h2> <p>Analyze the strategies by which Animal Farm fills in as a purposeful anecdote relying upon the Russian Revolution. It's brimming with various thoughts, all which will battle to command. </p> <p>A conduct bias article could tell individuals that there may be a couple of partialities which probably won't be carried on and thus it's viewed as a demeanor. The following are a few instances of sayings related with winged animals. The development of a few qualities is pivotal to the socialization of an individual. The national personality is about enthusiasm and a mixing of a few societies. </p> <p>Fortunately, you can get help with your exposition and that is by employing our composing administration today. The reality, in any case, is that trying is a gigantic bit of the state funded instruction framework, and it's most likely not going to leave or profoundly modify at any point in the near future. The plenitude of data effectively accessible on the internet has transformed every one of us into specialists in any field we might want. By breaking down the beginning of his kin. </p> <h2> The Supreme Approach to American Pride Essay Samples</h2&g t; <p>The total most effective scholars compose every single day, in any event a piece. The lines underneath feature a differing assortment of school magazine names you'll have the option to use as thoughts to create your own one of a kind customized names. Finding a spectacular operator is the place bunches of people commit an error. In case you're an understudy, or any other person who will do a lot of composing, at that point you should furnish yourself with the most reasonable innovation, particularly now, when it's practically costless to accomplish that. </p> <p>On the other side, it may likewise be recommended that at the stylish level, there's nothing amiss with depicting the tale of somebody individual in whatever circumstance he gets himself, and that there's no ethical basic to form into political in regards to the issue. Just you realize where you're level-wise, and I am sure that you can figure out what kind of perusing can enable you to develop as an essayist. Every part of your psyche that is worried about these sorts of things will make its needs known, and try to occupy you. There's no more noteworthy way to deal with do as such than to compose. </p> <h2> If You Read Nothing Else Today, Read This Report on American Pride Essay Samples</h2> <p>The northeastern part of the nation established the Union side and following some time, a war broke out between the 2 sides. There are numerous reasons why I trust America is a brilliant nation to dwell in. Possibly, you feel just as you can improve, you see w here it counts inside you could share a lot more with the world. My reality is so far superior as you are here. </p> <p>With our assistance, your likelihood of getting saw among the rest of the candidates will be high because of the assistance our journalists can offer you. Notwithstanding Soviet appropriations, attempting to flexibly atmosphere controlled offices for the nation's entire dairy industry would not be conceivable. Besides, the development in assets was to a great extent because of the ascent in rural land and characteristic assets out there. The best achievers don't just settle back and watch for progress to show up. </p> <h2> American Pride Essay Samples - Overview </h2> <p>Possessing any kind of occupation normally implies that the man is guaranteed by the organization he's working for, which opens entryways for the possibility of climbing in the association and having a prosperous vocation. An incredible activity is a tremendous achievement in the advanced society since loads of components are placed into the establishment that landed somebody that pos ition in the absolute first area. At the point when it respects pride, heaps of individuals may find it in being somebody who's the best of something they do. It isn't amazing that you're pondering finding support with your application particularly once you wish to boost your chances of getting acknowledged into the program. </p> <p>Abandon the idea that you're ever liable to wrap up. Marriage in view of sexy delight can be comprehended in Lydia's marriage. Regardless, do whatever it requires to do the primary concern at first and avoid interruption. On the off chance that you won't get enticed for fifteen minutes (25 on an extremely poor day) you will come to understand that the uproar in your mind will settle down and you'll have the option to concentrate on composing. </p>
Tuesday, May 26, 2020
Juvenile Law Research Paper Topics
Juvenile Law Research Paper TopicsResearching on juvenile law is a very broad topic and there are many different research papers for these topics. So if you are seeking to specialize in this area, you will want to know the type of research paper topics that are out there.In order to understand juvenile law, you have to first understand the nature of the juvenile court system. The system is made up of several different types of court houses, and each of them has their own set of laws and rules. The problem that is faced by judges all over the country is finding the right way to handle these unique cases. Judges are not infallible, and they make mistakes all the time.For example, many judges mistakenly send children to jail for crimes that are completely unrelated to youth crime issues. One of the problems with that is that juveniles can become very confused at what may be considered a violation. But this can create a huge conflict for these kids as they try to find a way to prove thei r innocence in court.If you are looking to get a degree in the justice system, you will find that there are many different types of degrees you can take. You can either major in criminal justice or you can take a course in human services. Most students take some sort of human services course, as most human services are related to juvenile justice.So, if you are already in school and have been thinking about specializing in juvenile law, you should definitely take the time to look at the research paper topics that are available. This is something that you will be doing your entire life, so you will want to make sure that you have all the knowledge you need to succeed. Research paper topics will allow you to write about different things that you have learned throughout your time in school. There are some great courses out there that will give you the information you need to write well.Another thing you can do is to find a mentor who is already specializing in juvenile law. You can tal k to someone who has done their homework, who has been through this type of law in the past. They may be able to give you tips on what you should look for when writing your research paper topics.Once you find the research paper topics that interest you, you can do your research and find the best methods for writing your research paper. You can read as much as you can about this type of law. You can speak with the experts that work in the court system. You can even talk to someone that is a former juvenile court judge.Once you have done your research, you will find that the next step is to go out and start writing your research paper topics for juvenile law research paper topics. You will need to research as much as you can to ensure that you have the best information that you can possibly have. If you want to make sure that you will be successful, you will want to spend as much time as possible on the job.
Monday, May 25, 2020
Things You Need to Know About R.A.T.E For Writing an Essay
Things You Need to Know About R.A.T.E For Writing an EssayA parcel of individuals imagine that the R.A.T.E. for composing a paper is beyond the realm of imagination to expect to learn. A considerable lot of them don't have a clue how to utilize the material. The material is incredibly valuable since it enables the peruser to comprehend what is composed on the paper. Here are a few hints that will assist you with making the most out of the R.A.T.E.First, composing is a procedure that should be upgraded. As we probably am aware, composing isn't a simple errand and some of the time composing is by all accounts hard to the essayist. This is on the grounds that he needs more time to write.Essays are hard to compose as well as extremely tiring. You should be all around educated and so as to do this, you need to peruse articles consistently. This should be possible by understanding diaries or web journals. One method of doing this is to peruse the primary sentence of the article and go on f rom there.Second, when you are composing your paper, ensure that you incorporate basic data about the subject. At the end of the day, you should utilize keywords.If you need your paper to be acknowledged, you ought to remember some key expressions for it. Key expressions can be found in your mind. One method of ensuring that the key expressions are remembered for your paper is to record the key expressions and perceive what they Look.third like, when you are composing an exposition, ensure that you just utilize the basic words. You have to ensure that these fundamental words will be utilized in the paper. Watchwords are significant, yet once you have them, you don't have to utilize them anymore.Writing a paper requires the author to have the option to utilize words adequately. You have to utilize key expressions and watchwords. Key expressions are words or short expressions that you can use in your essay.Writing is a procedure that you have to use to pick up information. You have to ensure that the procedure is utilized to pick up information. Ensure that you don't sit around idly time.
Friday, May 22, 2020
What is the Meaning of Term Paper?
<h1>What is the Meaning of Term Paper?</h1><p>What is the significance of research project? It's frequently the primary article, an understudy composes on their Masters qualification. A research paper is planned to tell the peruser something of significance that they may not in any case have thought about. What makes it a research project, you ask?</p><p></p><p>The words behind the paper, obviously. It doesn't make a difference if it's a science paper, a history paper, or an uncommon report or thesis, the principle object is to introduce a thought or an end that might be imperative to the peruser, regardless of whether just for the occasion. With the correct point, it might even leave the peruser with a thought that will impact the person in question over the long term.</p><p></p><p>In the initial step of the procedure, the understudy has to comprehend what the person in question is searching for. The individual in que stion should initially consider the current issue and the appropriate responses that have been asked of the inquiry. They should think about the potential answers for the issue. They should then choose a hypothesis or position that will fill in as the reason for the paper. From here, they can think of a couple of thoughts to help their thoughts, or simply recollect things they have read.</p><p></p><p>Then comes the primary thought or finish of the paper. The primary thought ought to be introduced in the request for the paper and be fascinating to the peruser. It's normal for a research project to wind up as a thesis. It ought to be put together before the second's over semester.</p><p></p><p>What is the significance of research project? I've never enrolled in a class to study the historical backdrop of science, however I can't remember consistently perusing anything regarding the matter. Understudies can get a little hung up on the pap er, particularly when they are focusing on graduate school. At the point when they choose what paper they need to compose, they may battle with what to write.</p><p></p><p>In a few cases, an accomplished essayist will come in and go about as the research paper peruser, so they can help with a portion of the thoughts that aren't working. On the off chance that you are feeling overpowered, you can enlist a manager to get you out with the paper. It's never simple to peruse the work you have composed dislike it.</p><p></p><p>An online paper manager can help with discovering answers for anything you can't reply over the span of a typical research paper. They can even place in some stuff you've never observed on a research project or need to disclose it to a future peruser. They can help with recommendations on what to expound on, or even to make it a type of exploratory writing class.</p>
Thursday, May 21, 2020
The Invention and Development of Clocks and Watches
Clocks are instruments that measure and show the time. For millennia, humans have been measuring time in various ways, some include tracking the movements of the sun with sundials, the use of water clocks, candle clocks, and hourglasses. Our modern-day system of using a base-60 time system, that is a 60-minute and 60-second increment clock, dates back to 2,000 B.C. from ancient Sumeria. The English word clock replaced the Old English wordà daegmaelà meaning day measure. The word clock comes from the French word cloche meaning bell, which enters the language around the 14th century, around the time when clocks started hitting the mainstream. Timeline for the Evolution of Timekeeping The first mechanical clocks were invented in Europe around the start of the 14th century and were the standard timekeeping device until the pendulum clock was invented in 1656. There were many components that came together over time to give us the modern-day timekeeping pieces of today. Take a look at the evolution of those components and the cultures that helped develop them. Sundials and Obelisks Ancient Egyptian obelisks, constructed about 3,500 B.C., are also among the earliest shadow clocks. The oldest known sundial is from Egypt it dates back to around 1,500 B.C. Sundials have their origin in shadow clocks, which were the first devices used for measuring the parts of a day. Greek Water Clocks An early prototype of the alarm clock was invented by the Greeks around 250 BC. The Greeks built a water clock, called a clepsydra, where the rising waters would both keep time and eventually hit a mechanical bird that triggered an alarming whistle. Clepsydras were more useful than sundialsââ¬âthey could be used indoors, during the night, and also when the sky was cloudyââ¬âalthough they were not as accurate. Greek water clocks became more accurate around 325 B.C., and they were adapted to have a face with an hour hand, making the reading of the clock more precise and convenient. Candle Clocks The earliest mention of candle clocks comes from a Chinese poem, written in 520 A.D. According to the poem, the graduated candle, with a measured rate of burn, was a means of determining the time at night. Similar candles were used in Japan until the early 10th century. Hourglass Hourglasses were the first dependable, reusable, reasonably accurate and easily constructed time-measurement devices.à From the 15th century onwards, hourglasses were used primarily to tell time while at sea. An hourglass comprises two glass bulbs connected vertically by a narrow neck that allows a regulated trickle of material, usually sand, from the upper bulb to the lower one. Hourglasses are still in use today. They also were adopted for use in churches, industry and in cooking. Monastery Clocks and Clock Towers Church life and specifically monks calling others to prayer made timekeeping devices a necessity in daily life. The earliest medieval European clockmakers were Christian monks. The first recorded clock was built by the future Pope Sylvester II around the year 996. Much more sophisticated clocks and church clock towers were built by later monks. Peter Lightfoot, a 14th-century monk of Glastonbury, built one of the oldest clocks still in existence and continues to be in use atà Londons Science Museum. Wrist Watch In 1504, the first portable timepiece was invented in Nuremberg, Germany by Peter Henlein. It was not very accurate. The first reported person to actually wear a watch on the wrist was the French mathematician and philosopher,à Blaise Pascal (1623-1662). With a piece of string, he attached his pocket watch to his wrist. Minute Hand In 1577, Jost Burgi invented the minute hand. Burgis invention was part of a clock made for Tycho Brahe, an astronomer who needed an accurate clock for stargazing. Pendulum Clock In 1656, the pendulum clockà was invented by Christian Huygens, making clocks more accurate. Mechanical Alarm Clock The first mechanical alarm clock was invented by American Levi Hutchins of Concord, New Hampshire, in 1787. However, the ringing bell alarm on his clock could ring only at 4 a.m. In 1876, a mechanical wind-up alarm clock that could be set for any time was patented (No. 183,725) by Seth E. Thomas. Standard Time Sir Sanford Flemingà invented standard time in 1878. Standard time is the synchronization of clocks within a geographical area to a single time standard. It developed out of a need to aid weather forecasting and train travel. In the 20th century, the geographical areas were evenly spaced into time zones. Quartz Clock In 1927, Canadian-born Warren Marrison, a telecommunications engineer, was searching for reliable frequency standards at Bell Telephone Laboratories. He developed the first quartz clock, a highly accurate clock based on the regular vibrations of a quartz crystal in an electrical circuit. Big Ben In 1908, theà Westclox Clock Company has issued a patent for the Big Ben alarm clock in London. The outstanding feature on this clock is the bell back, which completely envelops the inner case back and is an integral part of the case. The bell back provides a loud alarm. Battery-Powered Clock The Warren Clock Company was formed in 1912 and produced a new type of clock run by batteries, prior to that, clocks were either wound or run by weights. Self-Winding Watch Swiss inventor John Harwood developed the first self-winding watch in 1923.
Improving Essay Writing - Five Tips to Help You Write Better
<h1>Improving Essay Writing - Five Tips to Help You Write Better</h1><p>Improving article composing can have a colossal effect to your evaluation. Simply perusing the section and thinking of arrangements that will support yourself or your perusers isn't sufficient to ensure an A. With right spelling, language structure, and accentuation, the entire test will boil down to the amount you can improve your essay.</p><p></p><p>The key to improving article composing is through dynamic investment. You should have the option to draw in your peruser in an exchange that challenges their scholarly reasoning and dynamic abilities.</p><p></p><p>Your fundamental obligation as an author is to connect with your peruser. This implies you should give both knowledge and alternatives so they can choose what is best for them. Be that as it may, all things considered, there are a couple of things you can do that will make this much easier.& lt;/p><p></p><p>Increase your jargon. All great article scholars to utilize bunches of words in their compositions. Notwithstanding, remember that the more words you use, the harder it will be to peruse. The objective is to make the peruser need to understand more. Obviously, you ought to never attempt to peruse the exposition excessively quick, yet a decent blend of composing and perusing will permit your peruser to understand more and hold what you have written.</p><p></p><p>Your sentences should stream pleasantly. Be mindful so as not to get excessively long or excessively explicit in your sentences. A decent equalization will guarantee that you can concentrate on drawing in your peruser and keep up the progression of your prose.</p><p></p><p>Your passages ought to connect with your peruser. They should recount to the story, however without being tedious. Avoid educating the peruser all that you know regarding t hem and rather discover an opportunity to give them why they ought to be keen on what you need to state. Here is the place your realities come in handy.</p><p></p><p>Don't accept that in the event that you have a theory explanation, at that point it is the finish of the story. Set aside some effort to make models that show your point, and afterward ensure that they give a type of solid proof. This will cause your perusers to recollect your contention better.</p><p></p><p>Finally, be mindful so as not to take out focuses that you can only with significant effort demonstrate, and be mindful so as to leave the sentence structure set up. Improving paper composing isn't about re-composing your work; it is tied in with arriving at a point where it tends to be broke down as a whole.</p>
Sunday, May 17, 2020
Argumentative Essay Topics on Health Care
<h1>Argumentative Essay Topics on Health Care</h1><p>Argumentative exposition subjects on medicinal services might be trying to discover. These subjects frequently decline into contending over the benefits of a specific issue. Numerous human services laborers feel that contentions and methods of reasoning that go past being genuine and down to earth in nature are best here of the composing process.</p><p></p><p>Argumentative paper subjects on social insurance regularly depend on a component of reproduction, a procedure wherein the creator endeavors to keep an audience from noticing the current point. It might be said, the article is a preoccupation for the peruser and it gives a break from the truth of the current theme. The essayist endeavors to paint an image for the peruser in their brain, permitting the peruser to 'acquire' the writer's psychological model of the circumstance with the goal that they can all the more likely comprehend the subject matter.</p><p></p><p>The history of human services is one of challenge and change. The whole circumstance and innovation had changed commonly in the previous century, and today there are various issues that must be tended to as the goal lines move. Along these lines, the paper author should know about the way that the peruser is commonly just acquainted with one side of the contention and will be searching for elective perspectives that may hold merit in this subject.</p><p></p><p>Argumentative exposition points on human services are typically exceptionally wide and might be hard to explore for the essayist without a decent measure of research. It is constantly a smart thought to search out an expert for help, since they are prepared in the territory of social insurance and can show the essayist how to structure their contention in a manner that doesn't insult anybody or is possibly hostile. The objective is to make a convincin g exposition that obviously expresses the essayist's position on the subject at hand.</p><p></p><p>Health care change is an amazingly hotly debated issue in the United States at the present time, and the facts confirm that each side has its supporters and spoilers. This theme has made a wide range of perspectives and perspectives rise throughout the years, and the capacity to be progressively nonpartisan can just profit the essayist and take into account better understanding. The article should feature the significance of legitimate correspondence in this condition, and the powerlessness to do so would just bring about lost power.</p><p></p><p>Having a sound discussion during a social insurance banter is never a terrible thing. Medicinal services change is critical to the general soundness of the nation and having a scope of various perspectives regarding the matter is imperative for the achievement of a change development. Any sort of perspective on this topic can just assist with guaranteeing that the eventual fate of human services remains positive.</p><p></p><p>Arguing about the benefits of a specific arrangement or proposition during a social insurance change banter is the same old thing. Actually, this has been a progressing banter for more than two decades. Nonetheless, it has become undeniably more energized than any other time in recent memory, and it has brought about a framework that is excessively inflexible and abusive, and it likewise can possibly cause hurt in the long run.</p><p></p><p>Arguing about social insurance change is simply one more part of human instinct, and it has been continuing for a considerable length of time. The themes in this discussion as a rule center around medical coverage, or physician endorsed drugs, yet the issue continues as before. Despite the fact that the contentions may appear to be comparative, they may wind up being t otally different, as the essayist starts to rethink the subject. Regardless of whether these points are dubious or not, is the way in to a successful argument.</p>
Easy Topics For Research Paper
<h1>Easy Topics For Research Paper</h1><p>It is frequently hard to decide the most effortless themes for explore paper since each subject can be troublesome and has a wide range of perspectives. All things considered, in the event that you comprehend what the most straightforward points for look into paper would be, at that point you ought to have the option to assemble a portion of the thoughts required so as to compose your own.</p><p></p><p>For model, on the off chance that you are alloted to investigate on the historical backdrop of Japanese culture, at that point the primary thing that you should do is to consider the fundamental subject of the article. This is going to assist you with deciding the sort of history related articles that you ought to compose. Additionally, you ought to recognize the theme dependent on the data that you as of now have gathered.</p><p></p><p>To do this, you should consider the fundame ntal subject of the article and to observe the focal occasions that occurred. Along these lines, you will have the option to utilize that data to expound regarding the matter in an increasingly sound way. Despite the fact that investigating on any one specific occasion can be tedious, in the event that you can finish the most significant occasions, at that point you will have the option to get the subjects for inquire about paper that you are looking for.</p><p></p><p>The least demanding themes for examine paper are generally revolved around occasions identified with Japan. You can discover data about the Yamato time frame in Japanese history and in a great deal of Asian history also. This is on the grounds that the zone was famous for being a region of extraordinary impact by the Japanese individuals. This implies the occasions that occurred in Japan at the time will be anything but difficult to relate to.</p><p></p><p>Another point t hat is anything but difficult to examine is the effect of Buddhism on Japanese culture. Since Buddhism has been predominant in Japan since the old occasions, it tends to be followed back similar to 700 AD. In this manner, it is anything but difficult to perceive how the religion could have affected the Japanese culture, given the effect that the religion had on different societies as well.</p><p></p><p>Finally, you can get simple subjects for look into paper dependent on chronicled figures that have assumed a job in Japanese history. This can incorporate popular commanders and legislators who were imperative to the improvement of Japanese culture and human advancement. For whatever length of time that you realize where to look, at that point you ought to have the option to discover them.</p><p></p><p>These are three simple subjects for inquire about paper that can assist you with composing an intriguing article. Nonetheless, before you begin composing, you ought to consistently recollect that it is important to concentrate on the principle subject of the article. In the event that you need to concentrate on the life of an individual instead of concentrating on their biography, at that point you ought to approach exploring in another manner. This implies it is critical to consider the rudiments before you begin to search for details.</p><p></p><p>When you are finished inquiring about the points for explore paper, you ought to have the option to give them a last touch by ensuring that they are sufficiently intriguing. Recollect that there are such huge numbers of various ways that you can use to explore on various subjects. The best thought is to figure out what your following stages will be and afterward progress in the direction of that end goal.</p>
Thursday, May 14, 2020
Easy Photo Essay Topics
<h1>Easy Photo Essay Topics</h1><p>For the individuals who need to chip away at simple photograph exposition subjects, there are various assets accessible for you. In this article, I will diagram a portion of the more mainstream and generally looked for after exposition subjects.</p><p></p><p>Romance. Nearly everybody has encountered sentiment at once or another in their lives. It is a component that props us up. To viably expound on it, it is critical to recollect certain things that will help you to accomplish that. A pleasant photography subject will help you as you proceed.</p><p></p><p>For a fundamental model, consider whether you would like to expound on sentiment between two individuals or sentimental love between two spots. Or on the other hand shouldn't something be said about adoration originating from a separation? Those are only a couple of the decisions accessible for you.</p><p></p><p >Many individuals frequently feel that sentimental love originates from an enormous effect on our lives. They neglect to understand that it ordinarily starts on an individual level, and that our decisions in life quite often assume a major job by they way we love and react to other people. At the point when individuals expound on it, they will in general spotlight on that close to home connection.</p><p></p><p>If you need to expound on it, at that point you should attempt to see that specific way that you love and react to other people. Is it through closeness or through a common intrigue? These are the two most basic courses that connections take.</p><p></p><p>Another incredible thing about this subject is that it tends to be somewhat hard to portray correctly, however once you discover a point that you truly like, you can manufacture a specific story around it. A decent spot to begin would be an image that portrays the manner in w hich your affection advances. You may decide to utilize the beginning periods of a relationship, or the end.</p><p></p><p>Nowadays, individuals are turning towards photograph articles to communicate. We as a whole have most loved subjects that can furnish us with motivation, particularly when you are attempting to make sense of what to expound on. They can likewise give inspiration to you to keep taking a shot at your own verse and exposition as well.</p><p></p><p>I have composed on numerous events about the fact that it is so extraordinary to form your own sonnets and writing and offer them with others. This is extremely probably the best thing that you can do in the event that you genuinely need to improve your abilities and become a superior writer.</p>
Easy Photo Essay Topics
<h1>Easy Photo Essay Topics</h1><p>For the individuals who need to chip away at simple photograph exposition subjects, there are various assets accessible for you. In this article, I will diagram a portion of the more mainstream and generally looked for after exposition subjects.</p><p></p><p>Romance. Nearly everybody has encountered sentiment at once or another in their lives. It is a component that props us up. To viably expound on it, it is critical to recollect certain things that will help you to accomplish that. A pleasant photography subject will help you as you proceed.</p><p></p><p>For a fundamental model, consider whether you would like to expound on sentiment between two individuals or sentimental love between two spots. Or on the other hand shouldn't something be said about adoration originating from a separation? Those are only a couple of the decisions accessible for you.</p><p></p><p >Many individuals frequently feel that sentimental love originates from an enormous effect on our lives. They neglect to understand that it ordinarily starts on an individual level, and that our decisions in life quite often assume a major job by they way we love and react to other people. At the point when individuals expound on it, they will in general spotlight on that close to home connection.</p><p></p><p>If you need to expound on it, at that point you should attempt to see that specific way that you love and react to other people. Is it through closeness or through a common intrigue? These are the two most basic courses that connections take.</p><p></p><p>Another incredible thing about this subject is that it tends to be somewhat hard to portray correctly, however once you discover a point that you truly like, you can manufacture a specific story around it. A decent spot to begin would be an image that portrays the manner in w hich your affection advances. You may decide to utilize the beginning periods of a relationship, or the end.</p><p></p><p>Nowadays, individuals are turning towards photograph articles to communicate. We as a whole have most loved subjects that can furnish us with motivation, particularly when you are attempting to make sense of what to expound on. They can likewise give inspiration to you to keep taking a shot at your own verse and exposition as well.</p><p></p><p>I have composed on numerous events about the fact that it is so extraordinary to form your own sonnets and writing and offer them with others. This is extremely probably the best thing that you can do in the event that you genuinely need to improve your abilities and become a superior writer.</p>
Easy Photo Essay Topics
<h1>Easy Photo Essay Topics</h1><p>For the individuals who need to chip away at simple photograph exposition subjects, there are various assets accessible for you. In this article, I will diagram a portion of the more mainstream and generally looked for after exposition subjects.</p><p></p><p>Romance. Nearly everybody has encountered sentiment at once or another in their lives. It is a component that props us up. To viably expound on it, it is critical to recollect certain things that will help you to accomplish that. A pleasant photography subject will help you as you proceed.</p><p></p><p>For a fundamental model, consider whether you would like to expound on sentiment between two individuals or sentimental love between two spots. Or on the other hand shouldn't something be said about adoration originating from a separation? Those are only a couple of the decisions accessible for you.</p><p></p><p >Many individuals frequently feel that sentimental love originates from an enormous effect on our lives. They neglect to understand that it ordinarily starts on an individual level, and that our decisions in life quite often assume a major job by they way we love and react to other people. At the point when individuals expound on it, they will in general spotlight on that close to home connection.</p><p></p><p>If you need to expound on it, at that point you should attempt to see that specific way that you love and react to other people. Is it through closeness or through a common intrigue? These are the two most basic courses that connections take.</p><p></p><p>Another incredible thing about this subject is that it tends to be somewhat hard to portray correctly, however once you discover a point that you truly like, you can manufacture a specific story around it. A decent spot to begin would be an image that portrays the manner in w hich your affection advances. You may decide to utilize the beginning periods of a relationship, or the end.</p><p></p><p>Nowadays, individuals are turning towards photograph articles to communicate. We as a whole have most loved subjects that can furnish us with motivation, particularly when you are attempting to make sense of what to expound on. They can likewise give inspiration to you to keep taking a shot at your own verse and exposition as well.</p><p></p><p>I have composed on numerous events about the fact that it is so extraordinary to form your own sonnets and writing and offer them with others. This is extremely probably the best thing that you can do in the event that you genuinely need to improve your abilities and become a superior writer.</p>
Easy Photo Essay Topics
<h1>Easy Photo Essay Topics</h1><p>For the individuals who need to chip away at simple photograph exposition subjects, there are various assets accessible for you. In this article, I will diagram a portion of the more mainstream and generally looked for after exposition subjects.</p><p></p><p>Romance. Nearly everybody has encountered sentiment at once or another in their lives. It is a component that props us up. To viably expound on it, it is critical to recollect certain things that will help you to accomplish that. A pleasant photography subject will help you as you proceed.</p><p></p><p>For a fundamental model, consider whether you would like to expound on sentiment between two individuals or sentimental love between two spots. Or on the other hand shouldn't something be said about adoration originating from a separation? Those are only a couple of the decisions accessible for you.</p><p></p><p >Many individuals frequently feel that sentimental love originates from an enormous effect on our lives. They neglect to understand that it ordinarily starts on an individual level, and that our decisions in life quite often assume a major job by they way we love and react to other people. At the point when individuals expound on it, they will in general spotlight on that close to home connection.</p><p></p><p>If you need to expound on it, at that point you should attempt to see that specific way that you love and react to other people. Is it through closeness or through a common intrigue? These are the two most basic courses that connections take.</p><p></p><p>Another incredible thing about this subject is that it tends to be somewhat hard to portray correctly, however once you discover a point that you truly like, you can manufacture a specific story around it. A decent spot to begin would be an image that portrays the manner in w hich your affection advances. You may decide to utilize the beginning periods of a relationship, or the end.</p><p></p><p>Nowadays, individuals are turning towards photograph articles to communicate. We as a whole have most loved subjects that can furnish us with motivation, particularly when you are attempting to make sense of what to expound on. They can likewise give inspiration to you to keep taking a shot at your own verse and exposition as well.</p><p></p><p>I have composed on numerous events about the fact that it is so extraordinary to form your own sonnets and writing and offer them with others. This is extremely probably the best thing that you can do in the event that you genuinely need to improve your abilities and become a superior writer.</p>
Sunday, May 10, 2020
Writing an Outline for a Research Paper
<h1>Writing an Outline for a Research Paper</h1><p>An diagram model for an examination paper comprises of a rundown of things or records that structure the base for your exploration. In the event that you are the creator of an exploration paper, your diagram is significant. You must have a design of your record. In any case, what ought to be on your outline?</p><p></p><p>Let us state that your initial step is to begin drafting your diagram. You ought to have a working framework and inside it you should make a few focuses that you might want to pass on to your perusers. On the off chance that you are the creator of an exploration paper, the most importantly thing that you should need to ensure is that the layout you are introducing is clear and you are making an account. The diagram should fill in as a screen for you, the researcher.</p><p></p><p>An blueprint should begin with your heading of the record. It ought to inc orporate the title of the paper. It ought to likewise remember the title of the segment for which you plan to investigate. The first and most significant piece of your blueprint ought to be a rundown of the presentation of the examination paper. It is a short, ground-breaking, and significant presentation that will draw in perusers and will unmistakably clarify the initial two sections of the exploration paper.</p><p></p><p>Your end ought to be remembered for the informative supplements. It ought to be founded on the story. For a section, the end ought to incorporate the creator's understanding of the issue or thoughts introduced in the first and the second 50% of the part. For an examination paper, the ends incorporate the exploration conclusion.</p><p></p><p>The first passage is likewise significant in a diagram. Your first section is the place the peruser ought to be pulled in. It should initially clarify the primary purpose of the paper. At that point, the peruser ought to be keen on the remainder of the report. Next, it should attempt to stand out enough to be noticed and ought not take excessively long. It ought to likewise be enlightening, intriguing, and simultaneously, persuasive.</p><p></p><p>The third passage should wrap up the first and second sections and it ought to likewise help characterize the connections between the first and second sections. It should then endeavor to clarify the bigger system of the examination paper. The motivation behind the passage is to make the perusers make a further stride and to urge them to peruse on. The last sentence of the section ought to carry them as far as possible of the examination paper.</p><p></p><p>An diagram ought to be only one bit of the entire research paper. As your examination advances, you can proceed onward to increasingly nitty gritty data about the bigger research. Also, the layout should assist you with making this bigger research and you should watch out for the different components of the exploration. The specialist ought to recollect that the layout will be a blueprint of a story and he ought to be guided by this account. For an exploration paper, a great layout for an examination paper is the beginning stage for all your research.</p>
Essay Topics For Middle School
<h1>Essay Topics For Middle School</h1><p>Beginning center school understudies regularly wind up taking two or three years to finish their papers, which leaves them with a lot of enlightening article points for center school. Furthermore, numerous instructors and principals incline toward this. All things considered, it's a lot simpler to tell understudies how they should finish a paper, as opposed to have them make sense of it on their own.</p><p></p><p>Part of the issue with center school papers is that they are frequently unreasonably long for the center passage. It's essential to get however much data across as could reasonably be expected in a short space of time. Of course, with more opportunity to inhale, understudies will in general realize their point better, and can weave a more extravagant story out of their article. Realizing what the exposition will cover encourages understudies to expound on a point in a manner that can be compr ehended by the reader.</p><p></p><p>Since such huge numbers of understudies are accustomed to expounding on their own subject, it's essential to allow them to utilize another person's theme. The exposition point ought not be natural, however. It must be applicable to the subject of the class. For instance, if the theme is math, it ought to have some pertinence to the subject of social examinations. Nobody can contend with that.</p><p></p><p>Writing papers is one of the most significant pieces of the training procedure, and most understudies are not liable to get a thought from article themes for center school. Attempt to think of thoughts that relate to the exercise, however don't make it about you. Likewise attempt to include different understudies in the exposition somehow or another. Obviously, it's critical to attempt to be delicate to the next understudies' inclinations, and to have the entire class partake in the venture, so ther e shouldn't be any anxiety whatsoever about understudies' individual tastes.</p><p></p><p>In a circumstance where you pick an intriguing subject for center school however can't discover whatever is applicable to the exercise, think about going to a portion of the web's one of a kind online assets. There are a huge number of online journals that spread a wide range of subjects. They are valuable for discovering thoughts that relate to the class and are regularly more fascinating than the normal ones that are accessible in a school magazine. Some famous subjects are sports, superstars, motion pictures, strict points, and recent developments. These are for the most part themes that are identified with something the understudies are keen on, so it shouldn't be hard to concoct fascinating essays.</p><p></p><p>Students additionally need to comprehend that they may need to accomplish a little work to plan for articles in center school. That i s valid for all subjects, yet it's particularly obvious in papers. They need to realize how to organize their exposition, how to utilize words and sentence structure appropriately, and for what reason to include a proposal proclamation. Instructors can assist understudies with thinking of approaches to make their papers look and sound like the best possible.</p><p></p><p>In determination, there are a couple of things that understudies should mull over while picking an exposition theme for center school. The first is to ensure that it has some pertinence to the subject of the class. It doesn't need to be something about the understudy's preferred subject, however it has to identify with the subject matter.</p><p></p><p>It's additionally critical to consider what sort of exposition themes for center school they ought to be. It's not important to expound regarding each matter, yet for the situation where one of the themes is about the und erstudy's preferred subject, it is a smart thought to list that in the essay.</p>
Friday, May 8, 2020
Essay Topics on the Bhagavad Gita
Essay Topics on the Bhagavad GitaEssay topics on the Bhagavad Gita can be an excellent choice for many students because of the relevance of Krishna's vast contribution to India. The epic is very popular in India, particularly among Hindus who believe in its spiritual messages and use it as a method of self-development. Since so many people read and relate the Bhagavad Gita to personal development, then it is important that these students understand its significance.Students who choose to write essays about this text will find it appropriate for their particular topics. If it is something outside the class, then they may try to discuss this in more depth in class, but if they are writing in essay format, they may want to choose the essay topics on the Bhagavad Gita that will help them come up with the best essays possible. Here are some ideas for essay topics on the Bhagavad Gita:'The Gita is an amazingly simple text in that it speaks in the first person. It is written from the point of view of Krishna, which makes the book a remarkably diverse work. This essay topic on the Bhagavad Gita will help students learn about the great possibilities that come from Krishna's wisdom. By understanding Krishna's perspective, the student will see the great importance of not only reading and learning, but also having fun while doing so. In addition, the student will learn to ask good questions and will understand the value of the reader.'The Gita is written in two languages: Sanskrit and English. Many students want to know how to adapt the text to a certain language. Essay topics on the Bhagavad Gita can be adapted to different languages. Students may wish to consider choosing a topic based on their own native language or they may wish to choose another language.'This essay topic on the Bhagavad Gita is one of the most practical topics to take with you when traveling. Most students will want to travel to India in order to further develop their knowledge of the Bhagavad Gita. Essay topics on the Bhagavad Gita can be adapted to any of the major world languages, but students may wish to select the topic that is closest to their own native tongue.'Students who are considering a career in teaching or researching on the Bhagavad Gita will find this topic ideal. Essay topics on the Bhagavad Gita will give students an opportunity to practice their writing skills and to learn about basic research skills. They will also get to be exposed to the actual experiences of readers in India, the United States, or other countries. The more they participate in their own writing, the more they will learn about the different cultural contexts in which the Bhagavad Gita is read.'Because the Bhagavad Gita is often translated into many languages, students will want to study the texts in their native language before trying to translate them for essay topics on the Bhagavad Gita. This essay topic on the Bhagavad Gita will help students gain a better understanding of the written f orm and the application of translation. They will also have an understanding of the different structures of the language and the different conventions of literary form.'Understanding the meanings of the words is an important part of the study of the Bhagavad Gita. Students will find this essay topic on the Bhagavad Gita helpful in gaining a better understanding of the meanings of words. Students will also find this essay topic on the Bhagavad Gita very helpful in understanding the complex literary works that are written within the context of the Gita.
College Board Essay Samples
College Board Essay SamplesCollege Board essay samples are an excellent source of ideas and examples on how to write a college essay. Each essay sample should contain the thoughts, opinions, ideas, and experiences of each writer, along with detailed notes on the specific topic at hand.When you start looking for college board essay samples, make sure you also look for college board essay writing prompts and sample questions. You will also want to find college board essays samples that offer writing tips and techniques.There are four types of essay writing samples: narrative, informational, personal, and persuasive. The narrative, informational, and personal essay writing samples are for use by older students and older adults. Persuasive essays are intended for young adults and younger students.The timeline for your essay samples may vary depending on your essay topic. You may choose to take the time to write as many sample essays as you need, or you may choose to fill in the samples w ith enough information that you will be ready to submit them as soon as you receive the instructions from the agency. The sooner you complete your college board essay samples, the sooner you will know how to get started.When you are searching for college board essay samples, do not forget to take into consideration whether or not your students have already had experience writing a college essay. They may have an older mentor or teacher who can give advice about what to write, how to structure your sentences, and what to avoid. Make sure to choose a board essay sample that focuses on one type of essay writing sample.It is important to remember that you do not want to provide a sample that is too similar to other sample essays. Too much duplication will cause your students to become bored with the assignment and actually end up completing less work. The faster you complete your college board essay samples, the faster you will get your students to complete the whole assignment.College board essay samples can be found on the web, at schools, and at companies, all over the place. So do not forget to think of yourself as the writer - instead of submitting your own essay, think of yourself as the author of your own essay.
Wednesday, May 6, 2020
The Importance Of Interacting With Children And Youth On...
According to the article, ââ¬Å"Interacting with Children and Youth on Issues of Diversity and Biasâ⬠, children develop cultural and racial recognition and attitudes at the age of two through twelve. Children gradually develop cultural and racial perspective from an uncomplicated awareness to a more complicated understanding. Children at the age of two are just aware about physical characteristics, like eye shape, color, skin and hair color. At the age of three and four children are aware about their own and other peopleââ¬â¢s physical characteristics. They will ask their parents and educators how they got their physical characteristics like skin, hair and eye color. At the age of five, children begin to frame their own ethnicity. From six to eight,â⬠¦show more contentâ⬠¦So then Muslims and Mexicans made marches and responded to the aggressions. More over when president Trump ordered that all the people without a legal status in this country be deported, many people from different ethnic groups got together to protest and change that inequality. The collaboration between different ethnic groups is essential to form multicultural communities (Ramsey, 2004). Peer interaction and relationship is one of the most important interpersonal skills that really support true multicultural education. According to the article, Interacting with Children and Youth on Issues of Diversity and Bias, ââ¬Å"Children do not develop their attitudes about differences in insolationâ⬠. Children have to interact every day in order to learn more from their classmatesââ¬â¢ cultures and traditions. The everyday interactions are very important because they help children have a connection with other children from different cultural groups. Professionals are responsible in creating a convenient environment with the appropriate equipment and furniture for social interactions. The furniture has to be in the correct setting. Students have to be able to work with different peers. They also have to have eye contact and direct interactions with all their classmates. Educators have to be aware that children communicate differently and in some cases educators have to be active participants in those interactions. The second interpersonalShow MoreRelatedImplications And Future Directions For Research1969 Words à |à 8 PagesAmerican youth, noted that ââ¬Å"an individualââ¬â¢s experiences of discrimination are important to the formation of individual identity, but they are also important for collective identity; it is the youthââ¬â¢s perceptions of treatment of ââ¬Ëour groupââ¬â¢ and ââ¬Ëpeople like usââ¬â¢ that creates a sense of citizenship based on collective exclusionâ⬠(p. 85). 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Community policing is a philosophy that promotes organizational strategies that support the systematic use of partnerships and problem-solving techniques, which proactively address the immediate conditions that give rise to public safety issues such as crime, social disorder, and fear of crime The movement toward community policing has gained momentum in recent years as police and community leaders search for more effective ways to promote public safety and to enhance the quality of lifeRead MoreAward In Education Training 650231182 Words à |à 105 Pagesstandards of teaching, I also ensure I act with professionalism, the highest levels of expertise, that I continue to develop as a trainer via my own evaluation and self-awareness, work with integrity and autonomy and ensure standards of equality and diversity are maintained at all times. (IfL Supporting Professionalism Update for 2011-2012). As a trainer is it essential I understand the boundaries of my role, knowledge and abilities to ensure my learners receive the best education and professionalRead MoreOb Practices at Chaudhary Group in Nepal13261 Words à |à 54 Pagesand consequences of such practices, and the skills sets that must be explored in an effort to contribute to the progressive evolution of Organization behavior. Keywords: Management, Best Practices, Cross-functional Teams, Cognitive Dissonance, Diversity Management Table of Content Abstract 3 Executive Summary 6 Acknowledgment 8 1. Introduction 9 1.1 Introduction of Chaudhary Group 9 1.1.1. Vision 9 1.1.2. Mission 9 1.1.3. Management Philosophy 10 1.1.4. Core Values 10 1.2. BusinessRead MoreHsc Level 5 Unit 534 Essay14626 Words à |à 59 Pagesref:Unit numbers: | Seen by an expert witness | | Product evidence observed | | | Seen by a witness | | Assignment/ ProjectOther__________________ | | | Personal Statement | | | | | ASSESSMENT REPORT | 1.1 Explain the importance of recognising the centrality of the individual rather than the disability.Words are critical in shaping ideas, perceptions and attitudes. They can be used to reinforce existing prejudices or to liberate people from stereotypes, prejudices and misconceptionsRead MoreHuman Resources Management150900 Words à |à 604 Pagesthree different roles of HR management. Discuss the three dimensions associated with HR management as a strategic business contributor. Explain why HR professionals and operating managers must view HR management as an interface. Discuss why ethical issues and professionalism affect HR management as a career field. ââ" ââ" ââ" ââ" ââ" 3 HR TRANSITIONS HR Management Contributes to Organizational Success More effective management of human resources (HR) increasingly is being seen as positively
Mis in Microfinance Free Essays
string(145) " being used either in conjunction with a manual system or with an MIS application that does not fulfill the information requirements of the MFI\." MANAGEMENT INFORMATION SYSTEM FOR MICROFINANCE| ABSTRACT ICT can be a strategic tool in making Microfinance Institutions (MFIs) more efficient and effective. MFIs can reach more people in a more economic way by implementing the right Management Information System (MIS). While a few MFIs are making good use of technology, the majority are facing difficulties in getting the right solution. We will write a custom essay sample on Mis in Microfinance or any similar topic only for you Order Now Reasons for this include: * Insufficient organizational and human capacity * Unavailability of suitable MIS applications for microfinance * Diversity in business processes and frequent changes in procedures * Risk of failure of the MIS Diversity of geography and language * Unavailability of vendors and their capacity to implement and support IT solutions * High cost of IT solutions for MFIs * Lack of commitment of management and key decision-makers within an MFI * Lack of awareness about the importance of IT The back-office MIS is the backbone of any Information System solution and yet it has not received much attention. MFIs, whether large or small, need to have a strong back-office MIS before attempting to deploy any advanced front-end applications or delivery channels. These would be worthless without having a strong and flexible back-office MIS in place. INTRODUCTION Management information systems (MIS)à have played a key role in the traditional banking sector for years, but microfinance institutions have been much slower to utilize this technology, primarily due to budgeting shortfalls. Aà 2009 CGAP surveyà found that many microfinance institutions lack well-functioning information systems that would enable them to grow into vigorous institutions. Technology was consistently cited as one of the greatest challenges facing MFIs. Over the last several years, however, more and more MFIs have begun implementing information systems, which has the potential to provide several benefits to the industry as a whole and to MFIs in particular; ranging from loan tracking to greater transparency and risk management. Management information systems are essentially applications which enable an institution to better organize its data for the purposes of decision-making, efficiency, and external reporting. Rather than hidden within a pile of manila folders, the data is crisp, up to date, and presented in a compelling and practical form. Benefits include easier cash-flow management and forecasting, timely information regarding portfolio risk, real time performance updates, more efficient accounting procedures, and simplified external reporting. In sum, a good MIS can increase an organizationââ¬â¢s efficiency and decrease its operating costs. The biggest hurdle to the utilization of such technologies among MFIs has been the prohibitively high cost of purchase and implementation. The CGAP survey found that a majority of MFIs use either custom-built or off-the-shelf systems to track their portfolios. But a new innovation,à SaaSà (Software as a Service), has been changing that. Typically the SaaS software vendor hosts the application on its web servers, which the customer can download on his mobile device or computer terminal on an on-demand basis. This system provides MFIs 24/7 access from anywhere in the world, real time information, data security and automatic backup. With an SaaS system an organization pays monthly ââ¬Å"rentâ⬠, or in some cases a variable fee based on usage levels, for access to the software providerââ¬â¢s application. Instead of ââ¬Å"buyingâ⬠the software and using it in isolation, the purchaser gains access to the providerââ¬â¢s online cloud, and utilize the internet to deposit, organize, and access their information. With this changed cost structure, more and more MFIs have been able to integrate MIS into their organizational structure. SaaS technology is designed to serve international microfinance networks, such as Opportunity International, as well as national MFI branches, such asà Cresa Financial Services in India. Accordingly, SaaS services are emerging as the MIS model of choice for microfinance institutions. Difficulties in Adopting MIS A number of MIS solutions are emerging. Currently, there are 56 MIS applications listed on the CGAP website, although more are being used by various organizations that are not publicized. Despite the advances in MIS, practical experience shows that the acquisition of a suitable MIS is not simple. Many MFIs are struggling with their MIS. Some of the reasons for these difficulties are: * Microfinance operations are unique and complex, compared to commercial, retail banking. The Microfinance sector is still evolving and lacks standardization in its procedures, methodologies, customer characteristics, type of transactions and reporting. * There is no of-the-shelf software available that can address the requirements of every MFI. * Those MIS that are available are complex and costly for adoption by MFIs. * MFIs lack human and organizational capacity to develop or select an appropriate MIS. * MFIs operate in remote and difficult areas where communication and po wer infrastructure do not exist and are therefore constrained from using IT equipment required to run MIS applications. Outlook of MFIs It is evident that the MFIs around the world are diverse in their structure and practices. Following are some of the factors that differentiate MFIs from each other: 1. Type of organization: * NGO * MFI (non-regulate) * Regulated MF Institution * Microfinance banks 2. Type of Products and Services: * Minimalists (those who offer only credit services) * Loans as well as savings services * Full range of products (including loans, deposits, remittance, insurance, leasing and social services) 3. Organizational Structure: * Branch setup (small, medium and large) Staff structure * Departments (cost centre and profit centre) 4. Geography: * Area specific (operations are limited to a small area) * Country specific (operations are spread over an entire country) * Global operations (operating in multiple countries) 5. Operational Environment: * Rural areas * Urban areas * Other 6. Processes and procedures: * Models (associations, cooperatives, credit unions, Grameen, etc. ) 7. Regulatory environment 8. Reporting: * Management reporting * Stakeholder reporting * Microfinance networks and peer group reporting Information Systems used by MFIs The microfinance sector is also quite diverse in its use of information systems. Generally there are the following three types: 1. Manual System Some MFIs still rely on manual systems, which involve maintenance of records in forms and ledgers. Organizations having manual systems are either small micro-credit programs or NGOs. 2. Semi-automated System More than 50% of MFIs are operating in a semi-automated mode. Within this category, the spreadsheet is the common tool being used either in conjunction with a manual system or with an MIS application that does not fulfill the information requirements of the MFI. You read "Mis in Microfinance" in category "Essay examples" The majority of non-regulated MFIs have semi-automated systems. 3. Fully Automated System Few MFIs are fortunate enough to have a fully automated and integrated MIS, fulfilling the whole information requirements of the organization. Such systems are existent with banks or regulated MFIs. Disadvantage of manual systems: Some of the disadvantages of manual Information Systems are: * Too laborious and time consuming. * Prone to Errors. * Data manipulation and analysis is very difficult. * Maintenance of large amount of data is almost impossible. * Data and information is not secured. Loosely controlled. * Highly inflexible (addition of new products and change in business processes). Benefits of computerized MIS to Microfinance There is no doubt that ââ¬Å"the right informationâ⬠at ââ¬Å"the right timeâ⬠at ââ¬Å"the right placeâ⬠, is crucial in decision making. Therefore, information and data is considered among the most valuable assets fundamental to the success of a n organization. The primary roles of the MIS are to capture information, create new information, store information, and convey information to the user. The two major objectives of MFIs are Outreach and Sustainability. MIS can add substantial value in achieving both the objectives: * A major advantage of MIS is that it provides easy access to accurate and up-to-date information. For example, loan officers get information on loans that need follow-up, branch managers can monitor daily progress of the branch, and senior management can get a full picture of the portfolio performance and quality. Customers also get quick information on their accounts, payments and balances. * Detailed information is captured on customers and their activities that can then be used to assess client business to assess impact. It is also useful in tracking historical information of clients. * Activities, such as disbursements, repayments, deposits, withdrawals and money transfers are completed faster, better controlled and with minimum opportunity for errors. * Information is produced in user-required formats, which facilitates better understanding, setting priorities, objectives and strategy. * Key performance indicators provide an overview of the organizationââ¬â¢s performance, efficiency and effectiveness of business procedures so that timely adjustments can be made. * Use of ICT helps make MFI services more interactive, accessible and transparent. In terms of innovation, ICT provides full flexibility to structure products and services to the needs of its target group. * Efficiency and productivity of staff is increased, as they are able to manage more products, customers, and transactions in less time. Integration and Consolidation With the growth and advancement of the microfinance industry, new in novations are being witnessed. Among these innovations, technology-based delivery channels and mechanisms are creating opportunities as well as intensifying the competitive environment for MFIs. These channels are not only targeted at lowering transaction costs and extending the reach of MFIs to large populations, but are also focused around customer convenience. These technology-based mechanisms enhance efficiency of the MFIs, while posing substantial challenges in managing such technologies. One of the main challenges is that of integration and consolidation. It is essential that the back office MIS has the flexibility to integrate with such systems. The back-office MIS has received little attention within the sector. The general perception is that new technology based delivery systems would easily integrate with the core MIS, whereas in reality it is not that simple. Examples show that MFIs that have adopted such systems without assessment of their core MIS are struggling to integrate these. Because of non-integration, MFIs fall back on electronic spreadsheets or manual procedures to prepare consolidated information. Integration and consolidation are very important for MFIs and inability to integrate new technological innovations holds them back, making them less rather than more efficient. Back-office MIS ââ¬Å"Starting Point for MFIsâ⬠The backbone of any Information System (IS) is the core MIS as it holds the critical data, and manages the information. All other systems are add-ons. A simple core MIS comprises of two parts: I. Database ââ¬â data structure; an organized set of tables designed to the needs of the business. All data of the organization resides in these tables. ii. Application Software ââ¬â comprises of the user interface, business processes, procedures, reports and queries. Fig 1: Core MIS Adopting an MIS is strategically important for MFIs. They need to undertake a careful and detailed assessment of current and future needs before committing to a particular solution. Much of the systemââ¬â¢s flexibility, expandability, and robustness depend on the strength of the backend components. Strong core MIS can deliver cost-effective integration of data, channels and processes, facilitating a single consolidated view of the whole portfolio. Core MIS can provide easy data entry for the backend database, making consolidation easy to achieve. Various studies reveal that a large number of MFIs operate manual systems despite having some kind of MIS in place. One of the reasons the MIS does not cope with the changing needs of the organization is that the backend does not have the right structure. It is important for both the MFIs and microfinance software vendors to concentrate and strengthen the Core MIS. Figure 2 shows a basic structure for the Core MIS for microfinance: Fig2: Core MIS for Microfinance Other Key Deciding Factors for IT Systems While the MIS needs to fulfill the business requirements of the organization, but other factors including appropriate infrastructure and hardware are also important in the success and optimal utilization of information systems. We can categorize the components of an information system solution into five areas: 1. Physical Architecture (Electricity/Power communication infrastructure) Physical architecture consists of basic wires or cables to gateways and powerhouses. Together with buildings, offices, and computers, the architecture provides services of voice, data, image and video transmission while the consistent power supply keeps everything live and running. Every system needs electric power, and if systems are required to communicate, then there must be an appropriate communication infrastructure. Usually MFIs operate in remote and underdeveloped areas where this is lacking. 2. Network Three types of environment setups could be made. i. Standalone Environment; MIS is run on individual PCs and data is stored locally. ii. Local Area Network (LAN); PCs are connected together to create a LAN. The network can be either peer-to-peer or client/server. Desirable is the Client/server network where data is stored and shared through a server in a secure way. iii. Wide Area Network (WAN); Branch offices and operation units can be connected through a WAN. It requires proper communication infrastructure and involves high cost to establishing a WAN. For online systems WAN is critical. 3. Hardware Type of hardware depends on the network environment. A client-server environment requires server and switch for connecting the workstations / PCs. . Database Generally databases can be categorized as local and client-server. Each category has its own strengths and weaknesses. These details can help MFIs in selecting the appropriate database: i. Local databases there are a number of local databases but the most widely used databases are Microsoft Access, FoxPro, Paradox, and file maker. ii. Client/Server databases iii. Mos t popular client/server databases also called enterprise databases include; Oracle, DB2, SQL Server, Myself, Sybase, and Informix are some of the commonly used client/server databases: 5. Application A combination of business processes and procedures, user interface, reports and controls operate on top of the backend system. A large variety of software development and report generation tools are available and used to write software applications. Getting the Right Fit MFIs face great challenges in choosing the right system solution that can best fit their business needs. An MIS for microfinance must have the following characteristics: 1. Cost effectiveness: Total ownership and lifetime system operations costs, including hardware, software, network, infrastructure and human resource. . Functionality flexibility: Fulfill maximum of the current business requirement and flexible enough to incorporate future changes. Capture and generate relevant information on an individual, group, and at a consolidated level. 3. Reliability: Incomplete and unreliable systems are dangerously risky and can hamper the business. Such systems do not produce the right results and are unable to complete pr ocesses to the desired level. Users could be misguided by such systems. 4. Simple to use: Should be user friendly and easy to setup and operate. Activities can be performed in a systematic way and flow. 5. Scalability: System should accommodate changes to products, services and delivery channels. It should grow as the business grows. For example, if the system design is scalable, it can be run on an individual PC, Local Area Network (LAN) or Wide Area Network (WAN). 6. Integration: Combining data from multiple sources is of great importance to microfinance. Integration of branches to get single consolidated picture should be a priority. Challenges faced by MFIs * Microfinance is a rapidly changing industry. Due to the ongoing volution of the industry, MFIs face difficulty in defining business objectives, needs, priorities and limitations for acquisition of an MIS solution. There is lack of standardization within the microfinance sector, and business practices of MFIs differ from each other. Consequently, software developers face problems in coming-up with an MIS that can be used by most of the MFIs. Common failures are due to ill defined business process and procedures. * There is a shortage of skilled professionals who can understand technology as well as the microfinance industry, and be able to suggest the right solution. Such professionals can act as a bridge in filling the gap between use of ICT and microfinance operations * Majority of the MFIs do not have the technical capacity and required resources to understand, adopt and implement MIS solutions. * Most MIS solutions are not affordable to the majority of MFIs. * In some cases there is a lack of vision and commitment from the management towards use of technology * Integration is becoming one of the big challenges, as most of the MIS solutions for microfinance are built on weak platforms, thus not being flexible and scalable enough to integrate with emerging technologies and delivery channels. Recommendations: * FMFBââ¬â¢s experience of adopting technology suggests that MFIs should invest in relevant technologies after thorough and careful assessment of their requirements. The requirement should be addressed in perspective of current needs and future plans. * So far the core MIS of MFIs has been neglected. MFIs should get their core MIS right before opting for any kind of delivery system. * The software industry needs to do more in developing quality software for microfinance sector. * Capacity within institutions to manage technology is key to successful implementation and operation of its MIS. MFIs should employ skilled IT professionals on their staff. * MFIs must adopt MIS solutions that not only meet their needs but are also manageable by the MFI from all aspects. In some cases small and medium size MFIs go beyond their needs in adopting an MIS that ultimately becomes a drain on their resources. Such systems reduce the organizations overall efficiency and ultimately their sustainability. * MFIs can get maximum benefit by investing in technology, and putting in a better MIS solution that works for them. MIS is a strategic investment for MFIs. * Progressive policies that make ICT accessible and affordable to the majority of the population are important for encouraging the use of ICT within microfinance and for the development of the microfinance sector. Conclusion The use of ICT can rightfully be to the strategic advantage of MFIs. Innovations in ICT have transformed traditional approaches to microfinance, facilitating growth and reducing cost. Some of the players have already started getting the benefit by using MIS and similar IT solutions, while the majority of the MFIs have yet to realize the importance of its use to achieve outreach and sustainability. The implementation of the right MIS still remains a big challenge faced by MFIs. Efforts are also made from various corners of the world in overcoming these challenges. CGAPââ¬â¢s Information System Support is a prudent initiative to assist MFIs in getting access to ICT, aligning their MIS and using the appropriate IT solution. One of the realizations is ââ¬Å"first things firstâ⬠i. e. having an appropriate core MIS first before other systems: keeping in mind the strategic importance of ICT to the microfinance industry, renewed efforts are required from all the stakeholders to overcome the challenges faced by the microfinance industry in taking on IT. References: ââ¬â Cheryl Frankiewicz and published by CALMEADOW (2003). IT as a Strategic Tool for Microfinance in Africa ââ¬â ADB Releases (2005). Pakistan Economic Update ââ¬â Rao, M (2004), Microfinance ICTs: Exploring Mutual Benefits and Synergy, Orbicom ââ¬â Firpo, J. (2005), Championing Scale in Microfinance: Technologyââ¬â¢s Role in Delivering Accessible Financial Services to the Poor How to cite Mis in Microfinance, Essay examples
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